About Me

Name: Justin Williams
Company: Prosperity Mortgage
Email: Justin.Williams@prosperitymortgage.com
Office Phone: (757) 428-4600
Cell Phone: (757) 692-3464
Fax Number: (866) 922-5123
Address: 317 30th Street , Virginia Beach, Va, 23451

I have been a Loan Officer for 5+ years strong now.  I first started at New Century Financial, a direct lender in the sub-prime market in 2003 as the leading Financial Expert.

I was handpicked out of thousands of Loan Officers to enroll in the Leadership Development Program, a 1 year training class for future Branch Managers and Leadership Roles.

Prosperity Mortgage is a Mortgage Banker that underwrites and fund our own loans regulated by the Federal Government. This format brings the security and control of a banking environment and combines it with the flexibility and rate shopping ability of a mortgage broker. You get the best of both worlds by going directly to the source to the Loan Officer as a Direct Lender without the fees of a Broker.
Areas of Expertise

* FHA (No Minimum Credit Score Required)
* VA (No Minimum Credit Score Required)
* VHDA (103% Financing)
* Alt-A less than perfect credit
* Jumbo
* HELOCS / 2nd Mortgages / Lines of Credit
* Reverse Mortgages (Age 62 Older )
* Construction / 203k / Renovation / Home Improvement
* Manufactured / Mobile / Modular
* Refinances (No Doc, Stated, Full, Limited)